Health Insurance

Health – Dental – Vision – Other Benefits

SPECIAL ENROLLMENT PERIODS- Year round: Outside of the annual Open Enrollment Period, eligibility is available for certain qualifying events, eg. loss of employer group coverage, moving from out of state, getting married/divorced, having a baby, adopting, etc. Click here for a more complete list of such eligibility events or contact us for assistance. Applications must generally be submitted within 60 days of the qualifying life event.

‘ANNUAL’ OPEN ENROLLMENT PERIOD - (for all eligible individuals under 65): November 1st – January 15th

Individual Health Benefits: We offer all plans ON or OFF the Marketplace Exchange, from all three participating insurers. You can get instant quotes, including subsidies if you are eligible for tax credits to lower your premiums (based on income). You can also apply NOW to enroll in a Health Plan or for any of the other alternative benefits below eg. Dental, Vision, and other money saving benefits by clicking on any of the links below.

Contact us now for FREE assistance at (603) 622-5700, email us at [email protected] or click here to complete a Health quote request.

Individual & Family Health

 

Dental & Vision Plans

 

NON INSURANCE SOLUTIONS

Free Prescription Assistance programs

Following are several free Prescription Assistance programs that may help qualified individuals save on their medication costs:

Finding Help with the Cost of Medication - NeedyMeds.org

PAF's Co-Pay Relief program

Extra Help: (for Medicare beneficiaries) You can apply for Extra Help paying for Medicare prescription drug coverage anytime by calling NH Medicaid program at (603) 271-4344, calling Social Security toll-free at 1-800-772-1213 or apply online.

Contact drug manufacturer or click here for information on Pharmaceutical Patient Assistance Program and how to get assistance. 

Patient Advocate Foundation

Patient Advocate Foundation (PAF) is a national 501 (c)(3) non-profit organization which provides case management services and financial aid to Americans with chronic, life threatening and debilitating illnesses, including Copay Relief Program, which is one of the self-contained divisions of PAF, that provides direct financial assistance to insured patients who meet certain qualifications to help them pay for the prescriptions and/or treatments they need. This assistance helps patients afford the out-of-pocket costs for these items that their insurance companies require.

Free Prescription Discount/Savings Programs

Whether you have prescription coverage or not, you may have medications that are not covered, deductibles to meet, higher copays and/or higher coinsurance, etc. and paying more than you need to. However, there may be FREE Discount/Savings programs that may be able to help reduce your out of pocket costs, which you can access and/or shop for by entering your medications through the following links:

GoodRx

rxless

NHRxCard

MedAfford Global (international mail order)

SingleCare

GlicRx

*includes discount/savings programs & Free Prescription Assistance programs (these are not ‘insurance’ and independent of any Rx insurance plans, including Medicare Part D)

Alternative Benefit Solutions LLC provides you with a wide array of products and services from a variety of respected insurance and benefit providers. We obtain and evaluate proposals from all available carriers. We can introduce and educate you or your family on available benefit options to best meet your family’s needs.

Alternative Benefit Solutions LLC also offers a complete line of insurance products and services. These products and services are designed to provide solutions to your personal and business financial needs.

  • Individual and Family Insurance
  • Employee Group Benefits
  • Life Insurance
  • Dental Insurance
  • Medicare Supplements
  • Travel Insurance
  • Stand-alone Vision Plans

Health Insurance Buyers Guide and FAQ